The Prime Risk Blog

Arizona Contractor Insurance: 4 Must-Have Policies for a Safer Job Site

Promotional graphic titled "Top 4 Insurance Policies for Arizona Contractors" featuring Kody Houk wearing a PRIMErisk hoodie and hat. The background includes insurance-related documents with blue and gold branding elements and the PRIMErisk Insurance Solutions logo.

Are you unsure which contractor insurance policies in Arizona are legally required—and which actually protect your business? Have you ever worried that one uncovered mistake could cost you your livelihood? If so, you’re not alone. Many Arizona contractors feel overwhelmed…

Chandler Insurance for Roofers: Specialized Coverage for Roofing Contractors

Promotional graphic for PrimeRisk Insurance Solutions. A man in a black hoodie and white cap featuring the PrimeRisk logo stands on the right side. The text reads "CHANDLER ROOFERS INSURANCE – Protect Your Business Today" over a yellow and blue background. In the backdrop, roofers are working on a house and a "Welcome to Chandler Arizona" sign is visible.

Tailored insurance solutions for Chandler’s roofing professionals—from HOA challenges to tech facility projects. Why Roofers Need Chandler Insurance That’s Custom-Fit Roofing contractors in Chandler face more than just high heat and tough jobs. HOA restrictions, tech industry demands, and unpredictable…

Arizona HVAC Insurance: Essential Protection for Your Business Success

A man wearing a Prime Risk hoodie and white hat stands with arms crossed against a blue-toned background of HVAC equipment. The text reads: “HVAC Insurance: Understanding Key Risk.” The Prime Risk Insurance Solutions logo appears in the upper-right corner.

Running a thriving HVAC business in Arizona’s scorching heat comes with its own set of challenges. While the demand for heating, ventilation, and air conditioning services is high, so are the risks associated with equipment handling, on-site installations, and workplace…

Uninsured Subcontractors: The Risks You Can’t Ignore

A man wearing a white PrimeRisk Insurance Solutions cap and a black hoodie with the same logo stands on the left side of the image. Behind him, a yellow and blue graphic design displays the text "UNINSURED SUBCONTRACTORS" in bold black letters, and underneath it in white text, "The Risks You CAN’T Ignore." The PrimeRisk logo is also shown in the upper right corner against a mountainous background with a blue sky.

Hiring subcontractors can be a game-changer for your roofing business, driving efficiency and helping you meet project deadlines. However, working with uninsured subcontractors, often referred to as 1099s, presents significant risks that could jeopardize your business’s financial health and reputation.…

Why HVAC Companies Need General Liability Insurance

A man in a Prime Risk Insurance Solutions hoodie and cap stands confidently with arms crossed in the foreground. Behind him, a group of construction workers wearing hard hats and high-visibility vests is seen from above. The bold headline in the center reads: “AVOID THIS MISTAKE: WHY YOU NEED INSURED SUBCONTRACTORS,” with “AVOID THIS MISTAKE” in yellow and “WHY YOU NEED INSURED SUBCONTRACTORS” in white and blue. The Prime Risk logo is visible in the top-right corner.

Running an HVAC business comes with a unique set of challenges and risks that can threaten your livelihood if you’re not adequately protected. As someone deeply involved in the insurance industry and blue-collar business protection, I want to share why…