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Plumbers & HVAC Contractor
Plumbers & HVAC Contractor Insurance | General Liability & Workers’ Comp for Plumbers & HVACs
Are you an plumbers & hvac looking for reliable, trade-specific insurance that protects your business, helps you stay compliant, and wins you more contracts?
At PrimeRisk Insurance, we specialize in insurance solutions designed for plumbers & hvac contractors. Our packages include General Liability, Workers’ Comp, and other coverages tailored to the unique risks and compliance requirements of your trade.
In this guide, you’ll learn what insurance you need, what it costs, and why partnering with a contractor-focused insurance provider makes all the difference.
Insurance Coverage
Essential Insurance Coverages for Plumbers & HVACs
- General Liability – Covers jobsite damage and third-party injury claims.
- Workers’ Compensation – Protects your crew and meets legal requirements.
- Commercial Auto – Covers vans, trucks, and other work vehicles.
- Tools & Equipment – Protection against loss, theft, or damage.
- Optional: Umbrella and inland marine policies depending on job scope.
Fast-Track Your Coverage
Why Generalist Brokers Miss the Mark
Most insurance agents don’t specialize in contractor businesses, which often results in poor classification, overpriced policies, or dangerous gaps in coverage. At PrimeRisk Insurance, we focus on protecting trades like plumbing and HVAC by offering tailored insurance solutions that actually fit your work.
Our team understands the day-to-day risks of the job and ensures you're covered correctly—with policies that meet state regulations, client demands, and general contractor requirements.
Kickstart Your Protection Plan
What Contractors Say About PrimeRisk Insurance
What’s Included in Our Plumbers & HVAC Insurance Packages from PrimeRisk Insurance
At PrimeRisk Insurance, we specialize in providing contractor-focused coverage that works as hard as you do. Our plumbers and HVAC insurance packages include.- Fast COI turnaround
- Customized coverage by state and job type
- Subcontractor classification help
- Dedicated support team familiar with your trade
What Contractors Say About PrimeRisk Insurance
“They actually understood the risks of plumbers & hvac work—got me what I needed without overpaying.” – Steve Reynolds, Reynolds Pluming San Diego, CA.
Secure Coverage Now
How to Get Started
- Submit your contractor info using our intake form
- We’ll prepare a custom quote
- You’re insured and ready to work
Protect Your Business, Reputation, and Bottom Line
Getting the right insurance for your plumbers & HVAC business doesn’t have to be a hassle.
We’re PrimeRisk Insurance, and we specialize in protecting contractors so you can focus on the work that matters.
