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Contractor Insurance

Remodeling Contractor Insurance | General Liability & Workers’ Comp for Remodelings

Are you a remodeling struggling to find reliable insurance that protects your crew, satisfies client requirements, and helps you win more jobs?

At Prime Risk Insurance, we specialize in providing tailored insurance solutions for contractors like you—covering everything from Workers’ Comp to General Liability. Our goal is to make sure you're fully protected and fully compliant, without the confusing process or overpriced policies.

In this guide, we’ll break down what types of insurance you need, what they typically cost, and how our specialized approach supports your work in the remodeling trade.

Arizona-Roofers-Guide-to-Insurance-Everything-You-Need-to-Know

Arizona Contractor Insurance EXPLAINED | Lower Your Rates

Prime Risk Insurance

Insurance Coverage

The Insurance Coverages Every Remodeling Needs

  • General Liability – Covers injuries and property damage from your work.
  • Workers’ Compensation – Required for crews in most states.
  • Commercial Auto – For work vans, trucks, and hauling equipment.
  • Tools & Equipment Coverage – Protects what you use on the job.
  • Optional: Umbrella or inland marine policies for extra protection.

Why Generic Insurance Doesn’t Work for Contractors

Many remodelings get stuck with overpriced or misclassified policies from generalist brokers who don’t understand your trade. That leads to:

  • Gaps in coverage
  • Slow certificate turnaround
  • Frustrating claims processes

At Prime Risk Insurance, we work only with contractors. We know how to match your business with the right policies at the best available rates.

What’s Included in Our Remodeling Insurance Packages

  • Fast COIs
  • Workers’ Comp compliance help
  • Subcontractor inclusion support
  • Simple renewals and real-time customer service.
Frequently Asked Question

Remodeling Contractor Insurance

What insurance does a remodeling legally need?

Can you cover subcontractors?

Do you offer monthly payments?

What if I’ve never had insurance before?

Your Starting Point

How to Get Started

  1. Fill out our quick contractor intake form
  2. We’ll send you a custom quote
  3. You’re covered and ready to work

Let’s Protect What You’ve Built

You’ve worked hard to grow your remodeling business. Now it’s time to protect it the right way.

We’re Prime Risk Insurance, and we help contractors like you get the coverage you need to stay on job sites, win better contracts, and sleep better at night.

 

 

The Secret to Lower Insurance Costs for Contractors