INDEPENDENT INSURANCE · QUEEN CREEK, ARIZONA480-613-8387

ARIZONA BUSINESS INSURANCE · INDEPENDENT ADVICE

Find the gap
before the
claim does.

Independent insurance for Arizona contractors, home service businesses and movers. Cyber and technology E&O for businesses across industries.

We compare your work, contracts and policy wording—so you can choose coverage with a clearer view of the gaps.

Prefer a scheduled call? Book a time ↗
5.0 on Google · 56 reviews

Independent agency · Contractor-focused · Queen Creek, AZ

QUEEN CREEK, ARIZONAYOUR BUSINESS. OUR FOCUS.
Kody Houk of PrimeRisk Insurance Solutions
KODY HOUK / FOUNDER & PRINCIPAL
Independent agencyIndustry-focused guidanceReal conversationsArizona ROC bonds ↗

WHO WE HELP

Built for the trades.
Ready for the risks.

Start with your industry. We’ll help you ask the right questions about the coverage behind your business.

WHY BUSINESSES SWITCH TO PRIMERISK

Your insurance shouldn’t
slow down your business.

READY FOR THE NEXT JOB

Paperwork holding up a job?

Bring us the contract. We’ll compare its insurance requirements with your policy wording and explain what needs a closer look.

BUILT AROUND YOUR TRADE

An agent who gets the work.

Your projects, crew and equipment shape the conversation from the start.

LOOK BEYOND THE PREMIUM

Know what you’re paying for.

Compare coverage and exclusions alongside price, with clear explanations of the differences.

KEEP UP WITH YOUR GROWTH

Bigger business. Fresh review.

New hires, another truck, bigger contracts. Review what changed before renewal.

Let’s review your coverage ↗

GOOGLE REVIEWS

Clear answers.
Real business needs.

5.0on Google · 56 reviews
Answered all my questions about business insurance and got me on the right path.

Renee Deines · Google review

They helped me get cyber insurance for a large contract. They were super responsive and very knowledgeable.

A G · Google review

He has been a blessing helping us navigate the insurance process and lowering our cost drastically!

Philip Lynch · Google review

Rating checked September 25, 2026 · Selected excerpts · Individual experiences; results vary · Read our reviews on Google ↗

THE PRIMERISK APPROACH

Good advice.
Clear options.
A real relationship.

Led by Kody Houk, author of The Blue Collar Business Insurance Blueprint.

Meet Kody and explore his work ↗
01

Understand the work.

Your operations, crew, vehicles and contracts give us the starting point.

02

Read the policy. Compare the options.

Review the coverage, exclusions and contract requirements together. Then compare the options and cost in plain English.

03

Keep the conversation going.

New hires, new equipment, bigger jobs. Bring us into the conversation as your business changes.

BEFORE YOU GET STARTED

Straight answers.
A clearer next step.

New coverage or a second look at your current policy: start with the questions that matter to your business.

Can you review the insurance I already have?

Yes. Tell us about your work, what has changed and what you want to understand. We can review your current coverage and discuss exclusions, limits and contract requirements. If policy documents are needed, we’ll coordinate the next step with you.

What do I need to request a quote?

Start with your business type, contact details, the coverage you want to discuss and when you need it. The next questions cover your operations. Estimates and “not sure” are fine. Your request does not bind coverage or change your existing policy.

Start your request ↗
Why work with an independent insurance agency?

An independent agency can compare options from multiple insurance markets. PrimeRisk helps you compare coverage, exclusions and cost against the work you do, rather than looking only at the premium.

How we work ↗
Can you help with a client’s insurance requirements?

Bring the insurance requirements from your contract. We’ll help compare them with your policy and discuss certificates, additional insured requests and other required documents. Any coverage changes depend on the policy and insurer.

Explore contractor insurance ↗

Not sure which coverage to ask about? Explore business insurance coverage ↗

CYBER & TECHNOLOGY E&O

Your work has evolved.
Has your coverage?

Every industry relies on technology. Explore cyber coverage for your business and technology E&O for the products or services you provide.

Explore cyber & Tech E&O ↗

CYBER INSURANCE

Explore protection for cyber incidents, response costs and related liabilities.

TECHNOLOGY E&O

Explore liability arising from the technology products or services you provide.

ARIZONA CONTRACTORS

Your license bond.
One clear next step.

Use our AZROC Bond tool to explore your bond amount and request pricing.

Find my bond amount ↗

PRIMERISK RISK ROADMAPS

Your industry.
A clearer way forward.

Understand the business. Review the risks. Compare the options. Revisit as you grow.

Contractor Risk Roadmap Home Service Risk Roadmap Moving Risk Roadmap Cyber & Tech Risk Roadmap Roofing Risk Roadmap

LET’S GET TO WORK

Know what’s in your policy.
Before you need it.

Review my coverage ↗Book a call

Prefer a conversation? 480-613-8387