FOR THE BUSINESS YOU RUN. AND THE TECHNOLOGY BEHIND IT.
Cyber insurance for businesses across industries. Technology E&O for businesses whose products or services create technology-related liability. Tell us what you do so we can explore the right fit.
THE PRIMERISK APPROACH
Your business, your systems, and the promises behind your work.
TWO DIFFERENT QUESTIONS
The same incident can raise different coverage questions. Your own recovery costs and a client’s claim against you need separate attention.
01 / CYBER INSURANCE
Explore coverage for the costs and liabilities associated with a covered cyber event.
02 / TECHNOLOGY E&O
Explore liability coverage for allegations arising from your technology products or professional services.
General coverage information informed by Travelers’ cyber insurance guidance and Corvus by Travelers’ Tech E&O overview. These are educational references, not a representation of carrier appointments or a coverage offer. Actual protection depends on policy terms.
BUSINESSES ACROSS INDUSTRIES
From construction and professional services to retail, marketing and technology, we welcome cyber insurance conversations with businesses across industries.
Tell us about your operations, the information you handle and the systems you rely on. We’ll also ask about any liability limits required by clients or contracts.
We’ll discuss cyber, professional E&O, media liability and—where your services fit—technology E&O. Technology E&O needs to match the services you actually provide. Coverage depends on the insured services, policy language and exclusions.
Talk about your business ↗NOT JUST A TECH-COMPANY ISSUE
Scheduling, payroll, customer records and vendor payments can all depend on digital systems.
Booking systems, dispatch, customer information and payment processes deserve a place in the risk conversation.
Software companies, IT firms and consultants may need to address both their own cyber exposures and liability arising from their work for clients.
We’ll discuss your services, revenue, data, systems and client requirements. Security practices such as multi-factor authentication, protected backups and access controls can be relevant to underwriting.
Do not assume that a general liability policy covers cyber response costs or privacy and network security claims. Review the actual policy and any cyber-specific coverage with your agent.
No. Fraud coverage can have specific definitions, conditions, exclusions and sublimits. Explain your payment processes and ask how an email impersonation or fraudulent transfer would be handled.
Some products combine these coverages. The important question is how their definitions, limits, exclusions and reporting requirements fit your business—not simply whether the title includes both.
No. Start with what you know. We can identify the information to gather from your internal team or IT provider for the next stage.
COVERAGE QUESTIONS, ANSWERED
Cyber insurance can address certain costs of responding to a cyber incident and certain claims arising from privacy or network-security failures. A business does not have to sell technology to have cyber exposure: customer records, email, online payments, and reliance on vendors all deserve review.
| Your own recovery | Discuss incident response, data restoration, business interruption triggers, waiting periods, and use of approved response providers. |
|---|---|
| Claims against your business | Review privacy and network-security liability, defense terms, and the information or systems for which your business is responsible. |
| Fraud and vendor incidents | Ask separately about social engineering, funds-transfer fraud, dependent business interruption, sublimits, and security conditions. |
Industry, revenue, data handled, system dependencies, claims history, security controls, limits, and deductibles can affect the quote. Be ready to describe multifactor authentication, backups, access controls, and your response plan accurately.
Start with any client-required limit, then discuss the records you hold, potential downtime, response costs, vendor dependencies, and the policy’s separate sublimits. A contractual minimum may not address your full exposure. Our intake asks for your industry and any liability limit requirement.
ILLUSTRATIVE SCENARIO
A compromised email account is used to request a fraudulent payment. Having a cyber policy does not by itself establish that the payment is covered. Review the relevant fraud coverage, verification conditions, exclusions, and sublimits.
Educational reference: NAIC: cyber insurance considerations. Examples do not establish coverage for a particular claim.
Discuss your coverage ↗CYBER & TECH RISK ROADMAP
Describe your industry, data, systems, and client requirements.
Separate incident recovery from liability arising from your services.
Review controls, exclusions, sublimits, and required liability limits.
Revisit the discussion as systems, vendors, and services change.
Our Roadmap is a review approach, not an insurance policy or a guarantee that every risk is covered. Coverage depends on the policies and endorsements selected.
LET’S GET TO WORK
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